• New Zealand Owned & Operated
  • Free NZ shipping on orders over $100*
  • Complimentary gift wrapping*
  • Laybuy Available

RedCurrent

Purchasing with Laybuy

Laybuy lets you receive your online purchase now and spread the total cost over six weekly interest-free automatic payments. 


How it works

  1. Simply select Laybuy as your Payment Method at the checkout.
  2. Returning Laybuy customers only need to confirm the order to complete the purchase.
  3. New customers can sign up at the checkout and start using Laybuy today.
  4. Your order is processed immediately and your payment schedule is established.
  5. Only a sixth is due today and the rest is split into five weekly automatic payments on the day of the original purchase. No interest is charged, however, late fees may be charged by Laybuy for missed payments.

How to join

You can click through and join from the Redcurrent checkout or join before you start shopping. Simply complete the online registration and Laybuy will automatically assign you a limit and you can begin shopping immediately. .

Click to register with Laybuy >


Who can join

Any NZ resident over 18 with a current debit or credit card.


Missed Payments

If you do fail to make a payment, a default fee of $10 may be charged. Additional failure to make payments will result in further charges being applied to your Laybuy account. These fees will be incurred for each payment that is late. Laybuy manages all payments and late fees.


Purchases above your Laybuy limit

You can make a purchase over your Laybuy limit if your credit card has sufficient funds to cover the excess cost immediately, however, this will change the way in which you will be required to make payments to Laybuy. The excess must be paid at the time of your first instalment and then your “limit” amount is split out over five weeks. For example if you have a $600 Laybuy limit and make an online purchase of $1200 your credit card will be charged for the $600 excess immediately and then five weekly payments of $120 for the balance.


Returns

Simply return your items to Redcurrent online as normal. Once we receive the products and accept the return we will refund Laybuy the full amount due under their returns policy. Laybuy will then credit the funds to your nominated debit or credit card and adjust or cancel your payment schedule as necessary.


Laybuy Instore

Unfortunately, at this stage we do not have this payment option instore, however, we are working on introducing this in the near future. You can still purchase items with our traditional laybuy method instore, however, you cannot take the item away until paid for in full.


Contacting Laybuy

Laybuy are available to answer any questions you have about their payment platform, simply send an email to help@laybuy.com any time and they will respond within 24 hours.

Click to visit Laybuy website and learn more > 

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Either phone 0800 877 641 between 8.30am & 5pm weekdays or use the contact form below.

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